HCC Insurance Holdings, Inc. is a leading specialty insurer with offices in the United States, the United Kingdom, Spain and Ireland, transacting business in approximately 180 countries and underwriting more than 100 classes of specialty insurance. HCC products and capabilities set the standard for the industry, and many of the Company’s almost 2,500 employees are industry-leading experts.

HCC has achieved an outstanding record of growth and profitability, since its founding in 1974, through creative but careful underwriting, strong risk management practices, opportunistic expansion of existing lines of business and targeted acquisitions. HCC is well capitalized and positioned to continue its success.


HCC's insurance companies are highly rated:

AA- (Very Strong)
Standard & Poor’s Corporation
A+ (Superior)
A.M. Best Company, Inc.
AA- (Very Strong)
Fitch Ratings
A1 (Good Security)
Moody’s Investors Service, Inc.


Our Philosophy

At HCC, we have a belief that every risk is as unique as the client who undertakes it. It is why our Company is built on lines of Specialty Insurance, with concentrations of expertise that allow us to truly underwrite each risk, not merely apply a template to them.

In a commoditized world of insurance, this process, combined with our highly rated entities, means the policies we write have real value. It means we will be there when called upon. In other words, it lets them take on opportunity with confidence, a process of insurance we call Mind over risk.



HCC founded by Stephen L. Way


HCC receives its first ever rating from A.M. Best Corporation, Inc.: "B+"


First public offering of HCC stock on the NASDAQ with a market cap of $60 million and assets of just over $100 million


HCC switches its listing to the NYSE


Acquisition of Avemco Insurance Company and U.S. Specialty Insurance Company, the largest writers of privately owned aircraft in the world; receives "A+ (Superior)" rating from A.M. Best Corporation, Inc.


HCC acquires Centris Group, its largest competitor in the medical stop loss sector; receives "AA (Very Strong)" rating from Standard & Poor's


London operations expand with new teams underwriting energy, property, and A&H insurance


Professional Indemnity Agency and ASU International, both specialty MGA's, join the growing list of HCC acquisitions


Acquisition of MAG Global Financial Products, an MGA specializing in financial lines, including Directors & Officers and professional liability; HCC also expands into Professional Indemnity space in the UK with the acquisition of Dickson Manchester


HCC enters the U.S. surety business with the acquisition of American Contractors Indemnity Company


HCC acquires RA&MCO Insurance Services, an agency targeting Architects and Engineers insurance; HCC expands into surety and credit in Europe with the acquisition of De Monfort


United States Surety Company joins the HCC Surety Group and HCC acquires Perico Life to supplement growing domestic A&H businesses; HCC enters Lloyds through the purchase of Illium, a managing agent at Lloyds; HCC begins to underwrite trade credit and political risk insurance through its New York and London offices


HCC acquires Kenrick Corporation as well as Allianz Life Insurance Company's Health Products Division


HCC Specialty launches totaleventinsurance.com, an online insurance placement solution


HCC expands its medical stop loss business with the purchase of Cox Insurance Group; HCC acquires Multinational Underwrites, LLC (renamed HCC Medical Insurance Services, Inc.), an early adopter of selling travel and short term medical products on the internet; HCC hires a new team to write DIC (earthquake) coverage in California and other states


HCC acquires Surety Company of the Pacific, a provider of California license and permit bonds; HCC merges Syndicate 4040 with Syndicate 4141; International group hires a team to underwrite property treaty reinsurance


HCC expands its offerings by hiring teams to enter the technical property, primary casualty and excess casualty markets


HCC enters the North American construction property risks markets, and begins to offer builders risk treaty reinsurance out of London office; HCC launches the innovative broker solution hccartisans.com for artisan contractor insurance 


HCC celebrates 40 years of Mind over Risk; Select Casualty unit started to provide general liability coverage to small and mid-size enterprises; HCC Medical Insurance Services expands with new Travel Insurance team


HCC acquires Producers Ag Insurance Group (ProAg), a leading writer of crop insurance;

Tokio Marine Holdings, Inc. acquires HCC Insurance Holdings, Inc.

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