HCC is one of the few companies in the world that can provide comprehensive coverage for film production. Our team has a long and dedicated history in the business and has experience in dealing with thousands of productions.
We distinguish ourselves by finding positive solutions to the challenges posed by working with high-level, demanding filmmakers and producers. We are adept at servicing studios, large-scale pictures and films, as well as more modest conventional co-productions and advertisements.
- Commercial Production
Covers the additional costs to complete the filming of a production across a range of risks including owned / rented film equipment, sets, props and wardrobe; faulty and negative stock; property damage by third parties; and general liability.
Example: The filming of “Harry Potter and the Deathly Hallows” was delayed when a huge blaze wrecked the Hogwarts set when explosives used in action sequences set alight to scenery.
- Advertising Agencies / Ad Wraps
Protects against delay / cancellation of filming due to illness / incapacity of any contracted talent, cancellation / abandonment of filming due to public disgrace of a featured artist and withdrawal of an ad campaign (including booked but unused airtime). Ad wraps are designed for large corporate buyers of advertising and combine a commercial production and advertising agency cover under one policy. This enables the buyer to save costs and improve efficiency.
Example: The production of an InBev advert had to be rescheduled when a snow storm prevented film crew from accessing the shoot location.
- Death & Disgrace
Celebrity endorsers can be an effective way of promoting a brand. The policy protects against the downside of negative association if a celebrity were to die, become disabled or disgraced, and the campaign has to be cancelled or withdrawn. It can also be included in advertising agencies and ad-wrap policies.
Example: Burberry, Chanel and H&M opted out of their contracts with Kate Moss after a British tabloid published a photo of her snorting cocaine. The policy would pay the costs of reproducing advertising material, the sunk costs of unused media space and airtime due to the disgrace of the featured celebrity.