HCC Life Insurance Company (HCC Life) is an Indiana-domiciled life insurance company with an extensive product portfolio including medical stop loss, group term and short term medical insurance. HCC Life has consistently held an A+ (Superior) rating for financial strength by A.M. Best Company as well as AA (Very Strong) ratings by Standard & Poor’s and Fitch Ratings.
HCC Life has more than 30 years of experience and is a leading provider of medical stop loss insurance through brokers, consultants and third party administrators. Guided by an 11-person executive management team whose members have an average of more than 20 years of insurance experience, the entire HCC Life staff works together with third-party administrators and brokers to find the best solution to managing risk for our mutual clients. Our commitment to medical stop loss enables HCC Life to remain a stable partner for producers in a constantly changing marketplace. Unlike many providers of medical stop loss, HCC Life assumes 100 percent of the risk, and is therefore responsible for all underwriting, claims and administrative decisions.
HCC Life’s corporate headquarters is located in the Atlanta suburb of Kennesaw, Georgia, and provides claims, premium accounting and policy administration services. Five strategically-located offices throughout the U.S. meet the specialized needs of each region and provide underwriting and marketing services. Value-added services available to policyholders provide cost containment programs that consistently help reduce claims costs to plans in areas such as neonatal care, oncology, transplants and dialysis.