Once cast, crew and equipment are on location, a delay in shooting as a result of adverse weather can cause your expense budget to skyrocket. Additional or alternate days, extra travel and the possible loss of key talent caused by a conflict in rescheduling could cancel the production entirely.
Weather insurance is a proven risk management tool designed to eliminate the logistical and financial nightmare from production planning. Covering one hour on a single day to as many hours and days as needed, weather insurance protection is guaranteed to keep your expenses in check. The perils covered by this program include rain, snow, lightning, tornado, hurricane, temperature, unreasonable photographic conditions and limited filming conditions.
Typically, rain will be the insured peril, guaranteeing a certain percentage of the day(s) to be “dry.” For example, 12 of 14 production hours will be dry hours (dry is defined per the insured’s request, typically defined at less than 1/100 inches of rainfall). If the production does not receive the guaranteed number of dry hours, as per the agreed upon point of verification, the per day production cost is then paid on a stated value basis.
- Television and film studios and production firms
- Commercial production firms
- Full service advertising agencies
- Limits are based on the extra expenses incurred for the production due to the occurrence of the insured weather conditions.
HCC affiliated carriers
- Commerce & Industry
- Certain Underwriters at Lloyd’s
Weather Program Manager
(781) 994 6000
Manager of Sales and Marketing
(781) 994 6000
Claims Department – Wakefield, MA
1 (800) 927 6306