Miscellaneous Professional Liability Insurance


HCC Specialty's errors and omissions (E&O) liability insurance protects against claims arising from professional malpractice − claims that can lead to financial losses, expensive litigation and staggering jury awards. Programs are crafted to meet the needs of more than 100 classes of professionals, including many hard-to-place risks.

Target Insureds

  • Advertising agencies / public relations firms 
  • Appraisers
  • Archeological consultants
  • Billing services
  • Claims adjusters and premium auditors
  • Clinical trial consultants
  • Collection agencies
  • Court reporters
  • Document destruction services
  • Employment agencies
  • Franchisors
  • Home inspectors
  • Management consultants
  • Meeting planners
  • Mortgage brokers / bankers and trustees
  • Tax preparers (non-CPAs)
  • Talent / sports agents
  • Title agents / abstractors
  • Property managers
  • Real estate
  • Appraisers / agents / brokers / property managers
  • Right-of-way services


Coverage is offered on a duty-to-defend policy form. The maximum limit of liability for most policies is $5 million. HCC Specialty can offer options for copyright and trademark protection for technology risks and aggregate deductible and first-dollar defense endorsements. Punitive damage, contingent bodily injury and/or property damage and network security coverage are available on qualified risks. Most miscellaneous professional liability submissions will receive a response within two business days, with policies being issued within a few days of binding.


HCC affiliated carriers

  • U.S. Specialty Insurance Company (NJ, NY)
  • HCC Specialty Insurance Company (TX)
  • Houston Casualty Company (all other states)

Geographic Scope

  • United States

Underwriting Contact

Pauline Morley
Senior Vice President
(914) 242 7865

Business Development Contact

Mark Barry
Senior Vice President of Sales and Marketing
(781) 994 6000

Claims Contact

Claims Department – Mount Kisco, NY
1 (800) 905 0591

Applications & Forms

Informational Materials

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